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The reasonable financing rules broadly prohibit two types of discrimination: disparate therapy and impact that is disparate.

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The reasonable financing rules broadly prohibit two types of discrimination: disparate therapy and impact that is disparate. Both theories may apply in some instances. Disparate treatment does occur when a lender treats a customer differently due to a characteristic that is protected. Disparate therapy ranges from overt discrimination to more subdued variations in therapy that ….  Read More